Shriram Transport Finance Company Ltd. (FAAA by CRISIL)

Company Overview :

  • Shriram Transport Finance Co. Ltd. (STFC) was incorporated in the year 1979 and is registered as a Deposit taking NBFC with Reserve Bank of India.
  • With a track record of about 30 years in this business, STFC is among the leading organized finance provider for the commercial vehicle industry
  • STFC has also added passenger commercial vehicles, multi-utility vehicles, three wheelers, tractors and construction equipment to its portfolio

Unique features of investing through ICICIdirect.com :

  • E-FDR : Electronic certificate for your investment
  • Online Nomination : No need to fill or send physical nomination form
  • Online Renewal : Renewals can be done online without paper work
  • Auto Credit : Direct credit of interest and maturity proceeds in the registered bank a/c

Who can invest?

  • Online : Resident Individuals
  • Offline : Resident Individuals, HUFs, Trusts, Domestic Companies, NRIs, Minor

Shriram Transport Finance FD interest rates (w.e.f. from November 1, 2018)

Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12 7.95% 8.00% 8.08% 8.25% 8.25% 8.25% ` 541,250
24 8.19% 8.25% 8.33% 8.50% 8.50% 8.86% ` 588,613
36 8.65% 8.71% 8.81% 9.00% 9.00% 9.83% ` 647,515
48 8.65% 8.71% 8.81% 9.00% 9.00% 10.29% ` 705,791
60 8.88% 8.95% 9.05% 9.25% 9.25% 11.13% ` 778,175

* Maturity value is pre tax and for illustration purpose only.

Additional interest of 0.25% p.a. for Senior Citizens.

Additional 0.25% p.a. upon renewal of the existing Fixed Deposits.

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