HDFC Ltd. Fixed Deposits (MAAA by ICRA and AAA/Stable by CRISIL)

Company Overview :

  • Incorporated in 1977, Housing Development Finance Corporation Ltd (HDFC) is the first specialized mortgage company in India
  • Largest mobiliser of public deposits outside the banking system with over 1.7 million Deposits Accounts
  • Extensive distribution network of 378 interconnected offices

Who can invest?

  • Resident Individuals, HUFs, Trusts, NRIs, Minor, Firms, Association and Corporate.

HDFC FD interest rates (w.e.f. from October 4, 2018)

Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12-23 7.70% 7.75% 7.83% - 7.98% - -
24-84 7.70% 7.75% 7.83% 7.98% 7.98% - -
Premium Deposit
15 7.75% 7.80% 7.80% - 8.03% 8.11% ` 550,172
22 7.85% 7.90% 7.98% 8.14% 8.14% 8.41% ` 575,767
30 7.80% 7.85% 7.93% 8.08% 8.08% 8.58% ` 605,378
44 7.85% 7.90% 7.98% 8.14% 8.14% 9.06% ` 663,016
Min. Amt ` 40,000/- ` 20,000/- ` 20,000/- ` 20,000/- ` 20,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 1Cr.

* Maturity value is indicative, pretax and is for illustration purpose only.

Above rates are applicable only for Individuals and Trusts deposits and are valid for amount upto ` 2 Cr only.

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