Corporate Fixed Deposits / Company Fixed Deposits

We offer a range of Corporate Fixed Deposits of varying tenures, interest rates & institutions to suit your investment needs. The deposit schemes have been specially chosen from high-safety options to ensure that you enjoy the twin benefits of returns and protection.

Why opt for Corporate Fixed Deposits?

  • If your risk appetite is low, fixed deposits are perfect for you. Since most of the instruments are rated, corporate fixed deposits have a very high safety level
  • Attractive returns at interest rates higher than banks's Fixed Deposits
  • Higher Interest rates for senior citizens
  • High liquidity; most of these issuers offer 75% of the investment amount as loan @ 2% over the interest rate on the deposit, as well as a pre-mature withdrawal Option
  • Potential to earn compounding interest on your money by reinvesting the principal amount along with the interest earned
  • Flexible tenure - there are various tenures ranging from 1 to 7 years
  • You can choose interest frequency; most issuers offer monthly, quarterly, bi annual and annual cumulative deposits
  • You get direct ECS credit facility for interest payments or advance interest warrants for the year issued by most issuers

Corporate Fixed Deposit Interest Rate Comparison

  • Fixed Deposits
  • Rating
  • 1 Yr
  • 2 Yrs
  • 3 Yrs
  • 4 Yrs
  • 5 Yrs
  • Sr. Citizen
  • Invest Now
  • Shriram Transport
  • FAAA
  • 8.25%
  • 8.50%
  • 9.00%
  • 9.00%
  • 9.25%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12 7.95% 8.00% 8.08% 8.25% 8.25% 8.20% ` 541,250
24 8.19% 8.25% 8.33% 8.50% 8.50% 8.86% ` 588,613
36 8.65% 8.71% 8.81% 9.00% 9.00% 9.83% ` 647,515
48 8.65% 8.71% 8.81% 9.00% 9.00% 10.29% ` 705,791
60 8.88% 8.95% 9.05% 9.25% 9.25% 11.13% ` 778,175

* Maturity value is pre tax and for illustration purpose only.

Additional interest of 0.25% p.a. for Senior Citizens.

Additional 0.25% p.a. upon renewal of the existing Fixed Deposits.

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  • Mahindra FD
  • FAAA
  • 8.10%
  • 8.50%
  • 8.80%
  • 8.80%
  • 8.80%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Quarterly (p.a.) Half Yearly (p.a) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
Special Scheme
38 8.65% 8.70% 8.85% 9.73% 654,024
44 8.65% 8.70% 8.85% 9.95% 682,351
Normal Scheme
12 7.90% 7.95% 8.10% 8.10% ` 540,500
18 7.90% 7.95% 8.10% 8.26% ` 561,964
24 8.30% 8.35% 8.50% 8.86% ` 588,613
36 8.60% 8.65% 8.80% 9.60% `643,957
48 8.60% 8.65% 8.80% 10.03% `700,625
60 8.60% 8.65% 8.80% 10.49% ` 762,280
Min Amt ` 50,000/- ` 25,000/- ` 10,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes.

* Maturity value is indicative, pretax and is for illustration purpose only.

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  • Bajaj Finance
  • FAAA
  • 8.00%
  • 8.15%
  • 8.60%
  • 8.60%
  • 8.60%
  • 0.35%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12-23 7.72% 7.77% 7.85% 8.00% 8.00% - -
24-35 7.88% 7.93% 8.00% 8.15% 8.15% - -
36-60 8.28% 8.34% 8.42% 8.60% 8.60% - -
Special Scheme
15 7.77% 7.82% 7.89% 8.05% 8.05% - -
Min Amt ` 25,000/- for 12-60 Months. For 15 Months 'Special Scheme' the minimum deposit amount is ` 100,000/-
Special Category Rate
Customer Category Special Category Benefit (A) Renewal Benefit (B) Total Benefit (A+B)
Senior Citizens 0.35% 0.25% 0.60%
Existing Customer (live/closed) 0.25% 0.25% 0.50%

* Maturity value is indicative, pretax and is for illustration purpose only.

New benefits over and above the published card rate valid upto 5 crores.

Any one of the above Special Category Benefit (0.35% or 0.25%) will be applicable. The special category rate benefit applicable on fresh deposits w.e.f. February 1, 2018.

An additional 0.35% rate of interest for senior citizens upto ` 1 crore.

There shall be a gap of two months between the first and second deposit to avail the special category benefit of 0.25% for existing customers.

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  • ICICI Home Finance
  • AAA
  • 7.90%
  • -
  • -
  • -
  • 8.30%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Annual (p.a.) Interest (p.a.)
12 7.65% 7.70% 7.90% 7.90%
15 7.70% 7.75% 8.00% 8.00%
20 7.90% 7.95% 8.20% 8.20%
30 7.90% 7.95% 8.20% 8.20%
35 7.95% 8.00% 8.25% 8.25%
40 7.95% 8.00% 8.25% 8.25%
60 8.00% 8.05% 8.30% 8.30%
75 8.00% 8.05% 8.30% 8.30%
90 8.05% 8.10% 8.35% 8.35%
105 8.05% 8.10% 8.35% 8.35%
120 8.05% 8.10% 8.35% 8.35%
Min Amt ` 40,000/- ` 20,000/- ` 10,000/- ` 10,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes.

Maturity value is indicative, pretax and is for illustration purpose only.

The above rates are applicable for deposits below ` 1 cr only.

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  • HDFC Ltd.
  • MAAA
  • 7.72%
  • 7.72%
  • 7.72%
  • 7.72%
  • 7.72%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12-23 7.45% 7.50% 7.57% - 7.72% - -
24-84 7.45% 7.50% 7.57% 7.72% 7.72% - -
Premium Deposit
15 7.50% 7.55% 7.62% - 7.77% 7.84% ` 549,025
22 7.60% 7.65% 7.72% 7.87% 7.87% 8.13% ` 574,497
30 7.55% 7.60% 7.67% 7.82% 7.82% 8.28% ` 603,557
44 7.60% 7.65% 7.72% 7.87% 7.87% 8.73% ` 660,094
Min. Amt ` 40,000/- ` 20,000/- ` 20,000/- ` 20,000/- ` 20,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 1Cr.

* Maturity value is indicative, pretax and is for illustration purpose only.

Above rates are applicable only for Individuals and Trusts deposits and are valid for amount upto ` 2 Cr only.

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  • PNB Housing
  • AAA
  • 8.30%
  • 8.30%
  • 8.40%
  • 8.40%
  • 8.45%
  • 0.25%
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Regular deposit upto ` 5 crore
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly Interest (p.a.) Effective Yield# (p.a.)
12 - 23 8.00% 8.05% 8.10% 8.30% 8.30% 8.30%
24 - 35 8.00% 8.05% 8.10% 8.30% 8.30% 8.64%
36-47 8.10% 8.15% 8.20% 8.40% 8.40% 9.13%
48-59 8.10% 8.15% 8.20% 8.40% 8.40% 9.52%
60-71 8.15% 8.20% 8.25% 8.45% 8.45% 10.00%
72-84 8.00% 8.05% 8.10% 8.30% 8.30% 10.23%
120 7.95% 8.00% 8.05% 8.25% 8.25% 12.09%
Min. amt. 100,000 50,000 20,000 20,000 20,000  
Special Scheme upto ` 5 crore
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly Interest (p.a.) Effective Yield (p.a.)
15 8.00% 8.05% 8.10% 8.30% 8.30% 8.42%
22 8.05% 8.10% 8.15% 8.35% 8.35% 8.62%
30 8.00% 8.05% 8.10% 8.30% 8.30% 8.84%
44 8.15% 8.20% 8.25% 8.45% 8.45% 9.45%

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 1Cr.

Above rates are applicable only for Individuals and Trusts deposits.

For cumulative Interest option, Interest is compounded annually on March 31.

# The tentative yield to maturity is mentioned for the lowest tenure of the specific grid.

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  • LIC Housing
  • FAAA
  • 8.15%
  • 8.15%
  • 8.20%
  • 8.25%
  • 8.30%
  • 0.25%
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TenurePeriod

Non-Cumulative Scheme
Scheme
Approx. maturity value for Rs. 5 Lacs*
Yearly (p.a.) Interest (p.a.) Effective Yield (p.a.)
12 8.15% 8.15% 8.15% ` 540,750
18 8.15% 8.15% 8.31% ` 562,354
24 8.20% 8.20% 8.54% ` 585,362
36 8.25% 8.25% 8.89% ` 633,362
60 8.30% 8.30% 9.01% ` 635,119

Minimum amt. of deposit ` 10,000/- and in multiples of ` 1000/- thereafter

Interest payable/compounded annually on March 31st

For Sr. Citizens - Additional interest @. 0.25% p.a. will be paid over and above the base interest rates.

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