Corporate Fixed Deposits / Company Fixed Deposits

We offer a range of Corporate Fixed Deposits of varying tenures, interest rates & institutions to suit your investment needs. The deposit schemes have been specially chosen from high-safety options to ensure that you enjoy the twin benefits of returns and protection.

Why opt for Corporate Fixed Deposits?

  • If your risk appetite is low, fixed deposits are perfect for you. Since most of the instruments are rated, corporate fixed deposits have a very high safety level
  • Attractive returns at interest rates higher than banks's Fixed Deposits
  • Higher Interest rates for senior citizens
  • High liquidity; most of these issuers offer 75% of the investment amount as loan @ 2% over the interest rate on the deposit, as well as a pre-mature withdrawal Option
  • Potential to earn compounding interest on your money by reinvesting the principal amount along with the interest earned
  • Flexible tenure - there are various tenures ranging from 1 to 7 years
  • You can choose interest frequency; most issuers offer monthly, quarterly, bi annual and annual cumulative deposits
  • You get direct ECS credit facility for interest payments or advance interest warrants for the year issued by most issuers

Corporate Fixed Deposit Interest Rate Comparison

  • Fixed Deposits
  • Rating
  • 1 Yr
  • 2 Yrs
  • 3 Yrs
  • 4 Yrs
  • 5 Yrs
  • Sr. Citizen
  • Invest Now
  • Shriram Transport
  • FAAA
  • 7.75%
  • 8.00%
  • 8.60%
  • 8.60%
  • 8.60%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12 7.49% 7.54% 7.61% 7.75% 7.75% 7.75% `538750
24 7.72% 7.77% 7.85% 8.00% 8.00% 8.32% `583200
36 8.28% 8.34% 8.42% 8.60% 8.60% 9.36% `640412
48 8.28% 8.34% 8.42% 8.60% 8.60% 9.78% ` 695487
60 8.28% 8.34% 8.42% 8.60% 8.60% 10.21% `755299

* Maturity value is pre tax and for illustration purpose only.

Additional interest of 0.25% p.a. for Senior Citizens.

Additional 0.15% p.a. upon renewal of the existing Fixed Deposits.

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  • Mahindra FD
  • FAAA
  • 7.70%
  • 8.25%
  • 8.50%
  • 8.50%
  • 8.50%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Half Yearly (p.a) Quarterly (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12 7.55% 7.50% 7.70% 7.70% ` 538500
18 - - 7.75% 7.95% ` 559237
24 8.10% 8.05% 8.25% 8.59% ` 585903
36 8.35% 8.30% 8.50% 9.24% `638645
48 8.35% 8.30% 8.50% 9.65% `692929
60 8.35% 8.30% 8.50% 10.07% ` 751828
Min Amt ` 25,000/- ` 50,000/- ` 10,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes.

* Maturity value is indicative, pretax and is for illustration purpose only.

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  • Bajaj Finance
  • FAAA
  • 7.60%
  • 8.15%
  • 8.40%
  • 8.40%
  • 8.40%
  • 0.35%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12-23 7.35% 7.39% 7.46% 7.60% 7.60% - -
24-35 7.88% 7.93% 8.00% 8.15% 8.15% - -
36-60 8.13% 8.18% 8.25% 8.40% 8.40% - -
Special Scheme
15 7.60% 7.64% 7.71% 7.85% 7.85% - -
Min Amt ` 25,000/- for 12-60 Months. For 15 Months 'Special Scheme' the minimum deposit amount is ` 100,000/-
Special Category Rate
Customer Category Special Category Benefit (A) Renewal Benefit (B) Total Benefit (A+B)
Senior Citizens 0.35% 0.25% 0.60%
Existing Customer (live/closed) 0.25% 0.25% 0.50%

* Maturity value is indicative, pretax and is for illustration purpose only.

New benefits over and above the published card rate valid upto 5 crores.

Any one of the above Special Category Benefit (0.35% or 0.25%) will be applicable. The special category rate benefit applicable on fresh deposits w.e.f. February 1, 2018.

An additional 0.35% rate of interest for senior citizens upto ` 1 crore.

There shall be a gap of two months between the first and second deposit to avail the special category benefit of 0.25% for existing customers.

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  • ICICI Home Finance
  • AAA
  • 7.75%
  • -
  • -
  • -
  • 8.15%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value
for ` 5 Lacs*
12 7.50% 7.55% 7.75% 7.75% 7.75% ` 538,750
15 7.55% 7.60% 7.80% 7.80% 7.87% ` 549,216
20 7.60% 7.65% 7.85% 7.85% 8.05% ` 567,114
30 7.70% 7.75% 8.00% 8.00% 8.49% `606,079
35 7.70% 7.75% 8.00% 8.00% 8.63% ` 625,829
40 7.80% 7.85% 8.10% 8.10% 8.89% ` 648,220
60 7.85% 7.90% 8.15% 8.15% 9.59% ` 739,780
Min Amt ` 40,000/- ` 20,000/- ` 10,000/- ` 10,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes.

* Maturity value is indicative, pretax and is for illustration purpose only.

For deposits > ` 1 crore, rates would be offered by Treasury on a case to case basis.

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  • HDFC Ltd.
  • MAAA
  • 7.65%
  • 7.65%
  • 7.65%
  • 7.65%
  • 7.65%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12-23 7.40% 7.45% 7.50% - 7.65% - -
24-84 7.40% 7.45% 7.50% 7.65% 7.65% - -
Premium Deposit
15 7.50% 7.55% 7.60% - 7.75% 7.98% ` 549,854
22 7.55% 7.60% 7.65% 7.80% 7.80% 8.03% ` 550,185
30 7.50% 7.55% 7.60% 7.75% 7.75% 8.37% ` 604,679
44 7.55% 7.60% 7.65% 7.80% 7.80% 8.77% ` 660,771
Min. Amt ` 40,000/- ` 20,000/- ` 20,000/- ` 20,000/- ` 20,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 1Cr.

* Maturity value is indicative, pretax and is for illustration purpose only.

Above rates are applicable only for Individuals and Trusts deposits and are valid for amount upto ` 2 Cr only.

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  • PNB Housing
  • AAA
  • 7.70%
  • 7.80%
  • 8.10%
  • 8.10%
  • 8.20%
  • 0.25%
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Regular deposit upto ` 5 crore
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly Interest (p.a.) Effective Yield (p.a.)
12 - 23 7.40% 7.45% 7.55% 7.70% 7.70% 7.70%
24 - 35 7.50% 7.55% 7.65% 7.60% 7.80% 8.10%
36-47 7.70% 7.75% 7.80% 7.90% 8.10% 8.66%
48-59 7.80% 7.85% 7.90% 7.90% 8.10% 9.14%
60-71 7.90% 7.95% 8.00% 8.00% 8.20% 9.66%
72-84 7.90% 7.95% 8.00% 8.00% 8.20% 10.08%
120 7.90% 7.95% 8.00% 8.00% 8.20% 11.99%
Min. amt. 100,000 50,000 20,000 20,000 20,000  
Special Scheme upto ` 5 crore
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly Interest (p.a.) Effective Yield (p.a.)
15 7.40% 7.45% 7.55% 7.70% 7.80% 7.90%
22 7.40% 7.45% 7.55% 7.70% 7.95% 8.19%
30 7.40% 7.45% 7.55% 7.70% 7.95% 8.45%
44 7.70% 7.75% 7.80% 8.00% 8.15% 9.08%

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 1Cr.

Above rates are applicable only for Individuals and Trusts deposits.

For cumulative Interest option, Interest is compounded annually on March 31.

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  • LIC Housing
  • FAAA
  • 7.30%
  • 7.40%
  • 7.45%
  • -
  • 7.45%
  • 0.25%
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TenurePeriod
Scheme
Approx. maturity value for Rs. 5 Lacs*
Interest (p.a.) Effective Yield (p.a.)
12 7.30% 7.30% ` 536,500
18 7.35% 7.48% ` 556,126
24 7.40% 7.67% ` 576,738
36 7.45% 8.02% ` 620,282
60 7.45% 8.65% ` 716,147

Minimum amt. of deposit ` 10,000/- and in multiples of ` 1000/- thereafter

Interest payable/compounded annually on March 31st

For Sr. Citizens - Additional interest @. 0.10% p.a. will be paid on deposits of up to ` 50,000/- For Sr. Citizens - Additional interest @. 0.25% p.a. will be paid on deposits of up to ` 51,000/- and above.

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