Corporate Fixed Deposits / Company Fixed Deposits

We offer a range of Corporate Fixed Deposits of varying tenures, interest rates & institutions to suit your investment needs. The deposit schemes have been specially chosen from high-safety options to ensure that you enjoy the twin benefits of returns and protection.

Why opt for Corporate Fixed Deposits?

  • If your risk appetite is low, fixed deposits are perfect for you. Since most of the instruments are rated, corporate fixed deposits have a very high safety level
  • Attractive returns at interest rates higher than banks's Fixed Deposits
  • Higher Interest rates for senior citizens
  • High liquidity; most of these issuers offer 75% of the investment amount as loan @ 2% over the interest rate on the deposit, as well as a pre-mature withdrawal Option
  • Potential to earn compounding interest on your money by reinvesting the principal amount along with the interest earned
  • Flexible tenure - there are various tenures ranging from 1 to 7 years
  • You can choose interest frequency; most issuers offer monthly, quarterly, bi annual and annual cumulative deposits
  • You get direct ECS credit facility for interest payments or advance interest warrants for the year issued by most issuers

Corporate Fixed Deposit Interest Rate Comparison

  • Fixed Deposits
  • Rating
  • 1 Yr
  • 2 Yrs
  • 3 Yrs
  • 4 Yrs
  • 5 Yrs
  • Sr. Citizen
  • Invest Now
  • Shriram Transport
  • FAAA
  • 7.75%
  • 8.00%
  • 8.60%
  • 8.60%
  • 8.60%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12 7.49% 7.54% 7.61% 7.75% 7.75% 7.75% `538750
24 7.72% 7.77% 7.85% 8.00% 8.00% 8.32% `583200
36 8.28% 8.34% 8.42% 8.60% 8.60% 9.36% `640412
48 8.28% 8.34% 8.42% 8.60% 8.60% 9.78% ` 695487
60 8.28% 8.34% 8.42% 8.60% 8.60% 10.21% `755299

* Maturity value is pre tax and for illustration purpose only.

Additional interest of 0.25% p.a. for Senior Citizens.

Additional 0.15% p.a. upon renewal of the existing Fixed Deposits.

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  • Mahindra FD
  • FAAA
  • 7.70%
  • 8.25%
  • 8.50%
  • 8.50%
  • 8.50%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Half Yearly (p.a) Quarterly (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12 7.55% 7.50% 7.70% 7.70% ` 538500
18 - - 7.75% 7.95% ` 559237
24 8.10% 8.05% 8.25% 8.59% ` 585903
36 8.35% 8.30% 8.50% 9.24% `638645
48 8.35% 8.30% 8.50% 9.65% `692929
60 8.35% 8.30% 8.50% 10.07% ` 751828
Min Amt ` 25,000/- ` 50,000/- ` 10,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes.

* Maturity value is indicative, pretax and is for illustration purpose only.

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  • Bajaj Finance
  • FAAA
  • 7.60%
  • 8.15%
  • 8.40%
  • 8.40%
  • 8.40%
  • 0.35%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12-23 7.35% 7.39% 7.46% 7.60% 7.60% - -
24-35 7.88% 7.93% 8.00% 8.15% 8.15% - -
36-60 8.13% 8.18% 8.25% 8.40% 8.40% - -
Special Scheme
15 7.60% 7.64% 7.71% 7.85% 7.85% - -
Min Amt ` 25,000/- for 12-60 Months. For 15 Months 'Special Scheme' the minimum deposit amount is ` 100,000/-
Special Category Rate
Customer Category Special Category Benefit (A) Renewal Benefit (B) Total Benefit (A+B)
Senior Citizens 0.35% 0.25% 0.60%
Existing Customer (live/closed) 0.25% 0.25% 0.50%

* Maturity value is indicative, pretax and is for illustration purpose only.

New benefits over and above the published card rate valid upto 5 crores.

Any one of the above Special Category Benefit (0.35% or 0.25%) will be applicable. The special category rate benefit applicable on fresh deposits w.e.f. February 1, 2018.

An additional 0.35% rate of interest for senior citizens upto ` 1 crore.

There shall be a gap of two months between the first and second deposit to avail the special category benefit of 0.25% for existing customers.

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  • ICICI Home Finance
  • AAA
  • 7.40%
  • -
  • -
  • -
  • 7.55%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value
for ` 5 Lacs*
12 7.15% 7.20% 7.40% 7.40% 7.40% ` 537,000
15 7.35% 7.40% 7.60% 7.60% 7.67% ` 547,943
20 7.35% 7.40% 7.60% 7.60% 7.79% ` 564,925
30 7.30% 7.35% 7.55% 7.55% 7.98% `599,786
35 7.30% 7.35% 7.55% 7.55% 8.11% ` 618,254
40 7.30% 7.35% 7.55% 7.55% 8.24% ` 637,291
60 7.30% 7.35% 7.55% 7.55% 8.78% ` 719,486
Min Amt ` 40,000/- ` 20,000/- ` 10,000/- ` 10,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes.

* Maturity value is indicative, pretax and is for illustration purpose only.

For deposits > ` 1 crore, rates would be offered by Treasury on a case to case basis.

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  • HDFC Ltd.
  • MAAA
  • 7.40%
  • 7.35%
  • 7.35%
  • 7.35%
  • 7.35%
  • 0.25%
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Tenure Non - Cumulative Scheme Cumulative Scheme
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Annual (p.a.) Interest (p.a.) Effective Yield (p.a.) Approx. maturity value for ` 5 Lacs*
12-23 7.15% 7.20% 7.25% - 7.40% - -
24-84 7.10% 7.15% 7.20% 7.35% 7.35% - -
Premium Deposit
15 7.25% 7.30% 7.35% - 7.50% - -
22 7.25% 7.30% 7.35% 7.50% 7.50% - -
30 7.20% 7.25% 7.30% 7.45% 7.45% - -
44 7.25% 7.30% 7.35% 7.50% 7.50% - -
Min. Amt ` 40,000/- ` 20,000/- ` 20,000/- ` 20,000/- ` 20,000/-

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 1Cr.

* Maturity value is indicative, pretax and is for illustration purpose only.

Above rates are applicable only for Individuals and Trusts deposits and are valid for amount upto ` 2 Cr only.

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  • PNB Housing
  • AAA
  • 7.50%
  • 7.60%
  • 7.90%
  • 7.90%
  • 8.00%
  • 0.25%
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Regular deposit upto ` 5 crore
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly Interest (p.a.) Effective Yield (p.a.)
12 - 23 7.25% 7.30% 7.35% 7.50% 7.50% 7.50%
24 - 35 7.30% 7.35% 7.45% 7.60% 7.60% 7.89%
36-47 7.60% 7.65% 7.70% 7.90% 7.90% 8.54%
48-59 7.60% 7.65% 7.70% 7.90% 7.90% 8.89%
60-71 7.70% 7.75% 7.80% 8.00% 8.00% 9.39%
72-84 7.70% 7.75% 7.80% 8.00% 8.00% 9.78%
120 7.70% 7.75% 7.80% 8.00% 8.00% 11.59%
Min. amt. 100,000 50,000 20,000 20,000 20,000  
Special Scheme upto ` 5 crore
Period Monthly (p.a.) Quarterly (p.a) Half Yearly (p.a.) Yearly Interest (p.a.) Effective Yield (p.a.)
15 7.40% 7.45% 7.55% 7.70% 7.70% 7.80%
22 7.40% 7.45% 7.55% 7.70% 7.70% 7.93%
30 7.40% 7.45% 7.55% 7.70% 7.70% 8.16%
44 7.70% 7.75% 7.80% 8.00% 8.00% 8.90%

Sr. Citizen will get 0.25% p.a. additional interest across all schemes upto ` 1Cr.

* Maturity value is indicative, pretax and is for illustration purpose only.

Above rates are applicable only for Individuals and Trusts deposits.

For cumulative Interest option, Interest is compounded annually on March 31.

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  • LIC Housing
  • FAAA
  • 7.30%
  • 7.40%
  • 7.45%
  • -
  • 7.45%
  • 0.25%
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TenurePeriod
Scheme
Approx. maturity value for Rs. 5 Lacs*
Interest (p.a.) Effective Yield (p.a.)
12 7.30% 7.30% ` 536,500
18 7.35% 7.48% ` 556,126
24 7.40% 7.67% ` 576,738
36 7.45% 8.02% ` 620,282
60 7.45% 8.65% ` 716,147

Minimum amt. of deposit ` 10,000/- and in multiples of ` 1000/- thereafter

Interest payable/compounded annually on March 31st

For Sr. Citizens - Additional interest @. 0.10% p.a. will be paid on deposits of up to ` 50,000/- For Sr. Citizens - Additional interest @. 0.25% p.a. will be paid on deposits of up to ` 51,000/- and above.

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