PNB Housing Finance Ltd.

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PNB Housing Finance Ltd.

	PNB Housing Finance (PNBHF) is a subsidiary of Punjab National Bank and a partner of Destimoney Enterprises Pvt. Ltd. PNB holds a 74% stake while 26% stake is held by Destimoney Enterprises Pvt Ltd
	PNBHF’s fixed deposit portfolio has reached Rs. 189 crore as on March 31, 2011
	PNBHF is a moderate sized housing finance company with an outstanding loan book of Rs. 3138 crore as of March 31, 2011
	Crisil has assigned FAA+/Stable rating for the FD. This rating indicates that the degree of safety regarding timely payment of interest and principal is strong

PNB Housing Finance Fixed Deposit

Period (Months)	Non Cumulative Deposit (Half Yearly Interest Payment)	Cumulative Deposit (Compounded Half Yearly)
12	9.50%	9.50%
24	9.50%	9.50%
36	9.75%	9.75%
48	9.75%	9.75%
60	9.75%	9.75%
72	9.25%	9.25%
84	9.25%	9.25%

0.50% extra Interest are applicable on deposits from senior citizens.