New Fee Structure with effect from August 1, 2009

Scenario 1:

If the cumulative MF holdings you have with us is Rs. 8 lakhs or more, you actually pay NOTHING.

 
Mutual Funds - Fee Structure Rs.
 per transaction
For SIPs Nil
For Lumpsum investments Nil
 

The "cumulative value" will be taken as per Value at NAV of your entire MF holdings, at the time of order placement, as seen on your MF Unit Holdings page.  Transaction charges will be applied as per the new fee structure, accordingly.

The new fee structure applies to all Mutual Fund purchases (excluding those in Liquid fund schemes), started on or after August 1, 2009. Accordingly, any purchase in Liquid funds will not be levied transaction fees, irrespective of the value of your MF unit holdings.

Investments made under SIPs registered prior to August 01, 2009, will not be charged the revised fees. However, such investments will continue to attract entry load and other charges as specified in the offer document.

If you have any MF holdings which have not been done through us, you can transfer them to ICICIdirect.com without any extra charge, so that you can enjoy these benefits on the cumulative unit holdings. (Click here to know more about the Transfer In process)

To illustrate this with the help of some examples:

On Investing...

Entry Load
 

Transaction Fee

Net Savings
 

  Old Structure* (Rs.) New Structure (Rs.)  New Structure (Rs.)
Rs. 75,000/- as a monthly SIP for 12 months 20,250/- Nil 20,250/-
Rs. 8,00,000/- as a lumpsum in Mutual Fund 18,000/- Nil 18,000/-
*Old structure charges have been calculated @2.25% Entry Load as an illustration
 
Scenario 2:
If the cumulative MF holdings you have with us is less than Rs. 8 lakhs, you only pay nominal charges on each transaction.
 
Mutual Funds - Fee Structure Rs.
per transaction
For SIPs Rs. 30/- or 1.5% whichever is lower
For Lumpsum investments Rs. 100/-
 
 

The "cumulative value" will be taken as per Value at NAV of your entire MF holdings, at the time of order placement, as seen on your MF Unit Holdings page.  Transaction charges will be applied as per the new fee structure, accordingly.

The new fee structure applies to all Mutual Fund purchases (excluding those in Liquid fund schemes), started on or after August 1, 2009. Accordingly, any purchase in Liquid funds will not be levied transaction fees, irrespective of the value of your MF unit holdings.

Investments made under SIPs registered prior to August 01, 2009, will not be charged the revised fees. However, such investments will continue to attract entry load and other charges as specified in the offer document.

 
  To illustrate this better:  
On Investing... Entry Load
 
Transaction Fee Net Savings
  Old Structure* (Rs.) New Structure** (Rs.)  New Structure (%)
Rs. 500/- as a monthly SIP for 12 months 135/- 90/- 33%
Rs. 1,000/- as a  monthly SIP for 12 months Mutual Fund 270/- 180/- 33%

*

Old structure charges have been calculated @2.25% Entry Load as an illustration;
  Service  Tax will be levied as applicable.

**

Transaction Fees have been calculated @1.5% for SIP as they are lower than Rs. 30 in
  these cases.
On Investing... Entry Load
 
Transaction Fee Net Savings
  Old Structure* (Rs.) New Structure** (Rs.)  New Structure (Rs.)
Rs. 10,000/- as a monthly SIPs for 12 months 2,700/- 360/- 2,340/-
Rs. 1,00,000/- as a lumpsum in Mutual Fund 2,250/- 100/- 2,150/-

*

Old structure charges have been calculated @2.25% Entry Load as an illustration;
  Service Tax will be levied as applicable.

**

Transaction Fees have been calculated @ Rs.30/-  for SIP as that is lower than 1.5% in
  this case.