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Dewan Housing Finance Ltd.
DHFL commenced its operation in August 1984. Its loan portfolio has since grown to Rs.14,111.27 crore on March 31, 2011
DHFL’s deposit portfolio has reached Rs. 557 crore as on March 31, 2011 with a customer base of 44,000
CARE and Brickworks have reaffirmed their CARE 'AA+' and BWR FAAArating, respectively for DHFL's deposits
This rating represents highest safety, attractive returns and impeccable service standards as regards timely repayment of principal and interest
Aashray Deposit Plus
Cumulative Scheme
Period in Months Deposit <Rs.25 Lakhs Privilege Customer Deposit Rs. 25
Lakhs and Above*		 Rs. 25 Lakhs and Above (Privilege Customer)
ROI % Annual
Yield %		 ROI % Annual Yield % ROI % Annual Yield % ROI % Annual Yield %
12 10.50 10.78 11.00 11.30 10.75 11.04 11.25 11.57
24 10.50 11.36 11.00 11.94 10.75 11.65 11.25 12.24
48 10.50 12.65 11.00 13.37 10.75 13.00 11.25 13.73
60 10.50 13.36 11.00 14.16 10.75 13.76 11.25 14.57
72 10.50 14.13 11.00 15.02 10.75 14.57 11.25 15.48
84 10.50 14.96 11.00 15.94 10.75 15.45 11.25 16.45
400 Days 10.75 11.12 11.25 11.66 11.00 11.39 11.50 11.92
Minimum Deposit is Rs. 20,000/ -
Privilege Customer - DHFL Shareholder, Senior Citizen Widows, Armed Forces Personal & Existing DHFL Home Loan borrowers
Non - Cumulative Scheme
Less Than Rs. 25 Lakhs (ROI (Payable) %)
Period (Months) Yearly Half yearly Quarterly Monthly
12 10.75 10.50 10.38 10.30
24 10.75 10.50 10.38 10.30
48 10.75 10.50 10.38 10.30
60 10.75 10.50 10.38 10.30
72 10.75 10.50 10.38 10.30
84 10.75 10.50 10.38 10.30
400 Days 11.01 10.75 10.62 10.54
Rs. 25 Lakhs and above (ROI (Payable) %)
Period (Months) Yearly Half yearly Quarterly Monthly
12 11.00 10.75 10.63 10.55
24 11.00 10.75 10.63 10.55
48 11.00 10.75 10.63 10.55
60 11.00 10.75 10.63 10.55
72 11.00 10.75 10.63 10.55
84 11.00 10.75 10.63 10.55
400 Days 11.26 11.00 10.87 10.79
Rs. 25 Lakhs & Above (Privilege Customer) (ROI (Payable) %)
Period (Months) Yearly Half yearly Quarterly Monthly
12 11.50 11.25 11.13 11.05
24 11.50 11.25 11.13 11.05
48 11.50 11.25 11.13 11.05
60 11.50 11.25 11.13 11.05
72 11.50 11.25 11.13 11.05
84 11.50 11.25 11.13 11.05
400 Days 11.76 11.50 11.37 11.29
Minimum Deposit is Rs. 20,000/ -
Privilege Customer - DHFL Shareholder, Senior Citizen Widows, Armed Forces Personal & Existing DHFL Home Loan borrowers
Aashray Deposit - Special Scheme for 36 Months
Cumulative Scheme
Months ROI (%) p.a. Annual Yield in % Privilege Customer Annual Yield in %
36 11.00 12.25 11.50 12.87
Minimum deposit is Rs. 20,000/-. Compound Yearly
Non - Cumulative Scheme
Months ROI (%) p.a. Privilege Customer
Yearly Half Yearly Quarterly Monthly Yearly Half Yearly Quarterly Monthly
36 11.00 10.70 10.55 10.45 11.50 11.20 11.05 10.95
Minimum deposit is Rs. 20,000/-.