^ARegular Pay upto 75 years

^~Payout depends on the severity of the condition. Please refer the sales brochure carefully for the payouts at different level of conditions.

^`The Sum Assured chosen at inception increases by 10% simple interest on each policy anniversary, for every claim free year. The maximum Sum Assured under the cover will be capped at 200% of the Sum Assured chosen at inception. This increase in Sum Assured will stop on occurrence of first claim under the cover. Where Cancer cover and Heart cover are chosen together, the Sums Assured for both the covers increase by 10% simple interest on each policy anniversary, for every claim free year. The maximum sum assured will be capped at 200% of the Sum Assured chosen at inception for each type of cover. In case of occurrence of first claim under any one type of cover, the increase in Sum Assured will stop for that cover type and Increasing Cover Benefit will continue for the other type of cover, for which no claim has occurred.

^@A discount of 5% on the first year’s premium will be offered on purchase of ICICI Pru Heart / Cancer Protect when life assured and his/ her spouse is covered under the same policy. The policy benefits of both the Lives Assured shall be independent of each other. The Sums Assured of both the lives could be different. A claim made by one Life Assured under the policy does not affect benefits of other Life Assured. This Family benefit has to be chosen at the inception of the policy only, spouse cannot be added once the policy is issued. This discount is not applicable on Single Pay Policy. With one policy, you can avail either Family Benefit or Loyalty Benefit.

^~~100% payout will happen only in case of diagnosis of Major conditions under both heart & cancer cover

^#The Accelerated Critical Illness (ACI) benefit is an accelerated benefit and the death benefit will be reduced by the critical illness cover paid to the policyholder. ACI benefit is available only with Life & Health and All-in-One option. To know more about the illnesses covered, please refer to the sales brochure.

³3Tax benefits are subject to conditions of section 80C, 80CCC, 80D, 10(10D) and 10(10A) of the Income Tax Act, 1961 and are subject to amendments made thereto from time to time. Service Tax and Swach Bharat cess and other applicable cesses will be charged extra as per applicable rates.

²The non-medical limit depends on age(upto 50 yrs) & health status.

⁴Premiums paid under policy are eligible for tax benefit under Section 80CCC and commutation is tax free under section 10(10A) of the Income Tax Act, 1961. On commutation you can receive up to one third of the accumulated value.

⁵Available only in Life Plus and All in One option

⁶Additional premium will be calculated based on the increased Sum Assured and outstanding policy term as per your age at the time of each such increase.

⁷The Maximum exposure in equity-oriented fund in this plan will be 60% or 45% depending on your age at entry. The allocation between the equity oriented fund and the debt oriented fund will be rebalanced periodically throughout the policy term.Over the time period, allocation to the equity-oriented fund will gradually decrease and allocation to the debt-oriented fund will increase in order to provide capital protection

⁸On Maturity, you will receive higher of Assured Benefit or fund value. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy and does not apply on death or surrender

¹²If age at entry is 49 years or less, nominee receives Sum Assured plus fund value. If age at entry is 50 years or above, nominee receives higher of Sum Assured or Fund Value

¹³Guaranteed cash benefit will be equal to 1 % of the Guaranteed Maturity Benefit (GMB). This is a regular payout which you will receive each month of the 10 year period, starting from the beginning of the payout phase. You can also chose to receive this payout every year instead of every month. In this case your regular payout will be 11.5% of GMB.

¹⁴Bonuses consist of vested reversionary bonuses, interim bonus and terminal bonus, if any

¹⁵Guaranteed Additions (GAs) equal to 5% of GMB each year will accrue during the first five policy years if all due premiums are paid.

^*Condition Apply:
Guaranteed benefits are available only if all premiums are paid as per the premium payment term and the policy is inforce till the completion of entire policy term.

ICICI Prudential Easy Retirement - On vesting, i.e. maturity, the Policyholder will be entitled to the Assured Benefit or Fund Value including Top up Fund Value, if any, whichever is higher. It includes Reversionary bonuses which may be declared every financial year and will accrue to the policy if it is premium paying or fully paid. Reversionary bonus once declared is guaranteed and will be paid out at maturity or on earlier death. A terminal bonus if any, may also be payable at maturity or on earlier death. Bonuses consist of vested reversionary bonuses, interim bonus and terminal bonus, if any

¹⁶ICICI Prudential Easy Retirement - On vesting, i.e. maturity, the Policyholder will be entitled to the Assured Benefit or Fund Value including Top up Fund Value, if any, whichever is higher. Assured Benefit will be 101% of total premium paid which is applicable only on maturity of the policy

Important points for Unit Linked Insurance Plans : On surrender after completion of five years, the surrender value will be the Fund Value including Top up Fund Value, if any. Unit linked Insurance products do not offer any liquidity during the first five years of the contract. The Policyholder will not be able to surrender/withdraw the monies invested in unit linked insurance products completely or partially till the end of the fifth year.

Unlike traditional products, unit linked insurance products are subject to market risk, which affect the Net Asset Values and the customer shall be responsible for his/her decision. The names of the Company, product names or fund options do not indicate their quality or future guidance on returns. Funds do not offer guaranteed or assured returns.

General disclaimers (for ULIPs and Non-ULIPs)

If you are not satisfied with the policy, you may cancel it by returning the policy document to the Company within:

• 15 days from the date you received it, if your policy is not purchased through Distance marketing*
• 30 days from the date you received it, if your policy is purchased through Distance marketing*

On cancellation of the policy during the free look period, we will return the premium paid subject to the deductions as mentioned in the terms and conditions of the respective product brochures.

The policy shall terminate on payment of this amount and all rights, benefits and interests under this policy will stand extinguished.

The contents herein above shall not be considered as an invitation or persuasion to trade or invest. Investors should make an independent judgment with regards to the suitability, profitability and fitness of any service offered herein above ICICI Securities Limited (I-Sec) and affiliates accept no liabilities for any loss or damage of any kind arising out of any actions taken in reliance there on.

The information contained herein is strictly confidential and meant for solely selected recipient and may not be altered in anyway, transmitted, to copied or distributed in part or in whole to any other person or to media or reproduced in any other form or format without prior written consent of I-Sec. The contents of this mail are solely for informational purpose & may not be used or considered as an offer document or solicitation of offer to buy or sell or subscribe for securities or other financial instruments or any other product. While due care has been taken in preparing this mail. I-Sec and affiliates accept no liabilities for any loss or damage of any kind arising out of any inaccurate, delayed or incomplete information not for any actions taken in reliance there on. This mail is not directed or intended for distribution to use by, any person or entity who is a citizen or resident of or any located in locality, state country or other jurisdiction where such distribution, publication, availability or use would be contrary to law regulation or which would subject I-Sec and affiliates to any registration or licensing requirement within such jurisdiction.

*Distance marketing includes every activity of solicitation (including lead generation) and sale of insurance products through the following modes:

1. Voice mode, which includes telephone-calling
2. Short Messaging service (SMS)
3. Electronic mode which includes e-mail, internet and interactive television (DTH)
4. Physical mode which includes direct postal mail and newspaper & magazine inserts and
5. Solicitation through any means of communication other than in person.

BEWARE OF SPURIOUS PHONE CALLS AND FICTITIOUS/FRAUDULENT OFFERS

IRDAI clarifies to public that IRDAI or its officials do not involve in activities like sale of any kind of insurance or financial products nor invest premiums. IRDAI does not announce any bonus. Public receiving such phone calls are requested to lodge a police complaint along with details of phone call, number.

ICICI Securities Limited with its registered office at ICICI Centre, H.T. Parekh Marg, Churchgate, Mumbai 400020 is a corporate agent (COR No: CA0113) of ICICI Prudential Life Insurance Company Limited ("ICICI Prulife").Insurance is underwritten by ICICI Prulife. ICICI Securities Limited customers' participation in the policy is entirely voluntary.

The contract of insurance is with ICICI Prudential Life Insurance Company Limited, who is liable for all valid claims on the policy. ICICI Securities Ltd customers participation in the policy is entirely voluntary.

ICICI Prudential Life Insurance Company. IRDAI Regn No. 105. CIN:U66010MH2000PLC127837. © 2015, ICICI Prudential Life Insurance Co. Ltd Registered Address: - ICICI Pru Life Towers, 1089 Appasaheb Marathe Marg, Prabhadevi, Mumbai-400025. Insurance is the subject matter of the solicitation. For more details on the risk factors, term & conditions please read sales brochure carefully before concluding the sale. Call us on 1-860-266-7766 (10am-7pm, Monday to Saturday, except national holidays. Valid only for calls made from India).

Advt No: W/II/1805/2017-18.

Note :

• Pursuant to the Power of Attorney issued by the Customer in favour of ICICI Securities Limited, ICICI Securities Limited shall have the authority to sign all the documents / proposal forms on behalf of the Customer and submit the same to the Insurance Company pursuant to the online instructions submitted by the Customer.

Disclaimer : The above listed insurance products are available online with ICICI Securities Ltd. For details on the complete list of all insurance products please get in touch with your Relationship Manager.
ICICI Securities Ltd., Corporate Agent of ICICI Prudential & ICICI Lombard, Composite Corporate Agent License No. CA0113. Registered office of I-Sec is at ICICI Securities Ltd. - ICICI Centre, H. T. Parekh Marg, Churchgate, Mumbai - 400020, India. Insurance is the subject matter of solicitation. ICICI Securities does not underwrite the risk or act as an insurer. Nothing contained on the Website shall constitute or be deemed to constitute an advice, an offer to purchase or an invitation or solicitation to undertake any activity or enter into any transaction relating to the Insurance Products.